The Canadian Government has an excellent site for Canadians travelling or planning a trip abroad, including information on Travel Insurance:
If you plan to go abroad, even on a day trip to the United States, you should purchase the best travel insurance you can afford before you leave Canada. Your travel insurance should include health, life and disability coverage that will help you avoid large expenses, such as the cost of hospitalization or medical treatment outside Canada. If you are flying, being insured for flight cancellation, trip interruption, lost luggage and document replacement will save you from major disruptions and additional costs. If you are travelling by car, make sure you have driver and vehicle coverage in case you have an accident abroad.
During a short vacation on a Caribbean island, a Canadian developed a severe form of pneumonia and had to be admitted to hospital. His health deteriorated, and he was transferred to intensive care and placed on a breathing machine for more than a month. Without insurance, he had to make arrangements with the hospital to pay a bill that amounted to more than $20,000. Read more.
Travel Insurance for Canadians
Are you going to the USA for business for a day or two? Perhaps you're exploring Canada's coast, heading to the Caribbean or travelling overseas? Manulife Travel Insurance for Canadians travelling out-of-province helps protect you against the cost of unexpected emergencies that may occur during your trip -- costs only marginally covered by your provincial health insurance plan.
Travel Insurance for Visitors to Canada
Family or friends are coming to stay? Do your guests have insurance to protect them while they're here? No need for concern; Manulife Travel Insurance for Vistors to Canada can be purchased prior to their departure or when they first arrive.